Exercise Professionals’ Insurance
Exercise professional’s insurance – risk protection and peace of mind
Physical Activity Australia together with JLT Sport, has developed a cost effective, comprehensive insurance package with nil excess.
This program is only available to current registrants of Physical Activity Australia. You must maintain registration throughout the policy period to ensure the insurance cover remains valid. If your registration expires, your insurance cover will be automatically suspended until you renew your registration. This criterion is advised during the application process, on your Certificate of Currency and in the policy wording.
Cover can commence from the date JLT Sport receives your application and payment. The policy’s scope of cover is worldwide and offers cover for your categories of registration.
An online insurance application is available on JLT’s Physical Activity Australia’s dedicated webpage. All current Physical Activity Australia registrants are able to obtain Public Liability and Professional Indemnity Insurance (including all policy documents) in under 10 minutes by completing the brief online application and paying by credit card. Go to www.physical.jltsport.com.au to apply for insurance.
General Liability Insurance – $10,000,000 (any one occurrence)
Professional Indemnity Insurance – $5,000,000 (any one occurrence and in the aggregate of any one period of insurance)
Cost of Cover
Online applications – obtain cover in under 10 minutes.
- 1 year policy – $130
- 2 year policy – $205
For a summary of cover, apply and pay online, download wording and terms and conditions, visit www.physical.jltsport.com.au or call 1300 130 373 for product information.
Facility / business insurance – JLT Sport Asset Protect
JLT Sport Asset Protect is designed for fitness centres, personal training studios, leisure, recreation and aquatic facilities; and fitness businesses throughout Australia.
This product provides access for facilities to appropriately cover for property assets and business liabilities with significant savings.
Coverage can be tailored to suit individual centres or businesses of all sizes, whilst utilising the buying power of 14,000 sporting clubs within various JLT Sport Insurance / Risk Protection Programs. This buying power minimises premiums and provides enhanced benefits.
- Ensure you are not paying unnecessary higher premiums for your business.
- Make sure your assets and liabilities are adequately covered.
- Available nationally.
Optional and flexible coverage available includes;
- Professional Indemnity
- Fire, Flood and Other Perils
- Building and Contents
- Machinery Breakdown
- Public (General Liability)
- Business Interruption
- General Property
- Electronic Equipment
- Accidental Damage
Mail your completed form to:
Level 1, 607 Bourke Street
Melbourne VIC 3000
Fax: (03) 9614 3600
For further information, log on to the Asset/Protect website: www.jltsport.com.au/assetprotect.
If you wish to speak to a JLT representative about the business insurance cover, please call toll free 1300 130 373.
Who is JLT Sport?
JLT Sport is the appointed broker for the Physical Activity Australia National Insurance Program. JLT Sport is a subsidiary of Jardine Lloyd Thompson Pty Ltd, one of Australia’s leading providers of insurance and risk services. JLT Sport is a specialist in risk protection, risk management and insurance programs for sport, recreation and fitness organisations. JLT currently provide risk protection programs for some of Australia’s largest sporting organisations, including the AFL, Cricket Australia and Netball Australia.
Who is the Insurer?
The Physical Activity Australia National Insurance Program is underwritten by SportsCover Australia Pty Ltd – under authority from Sportscover Syndicate 3334 at Llyod’s of London.
Insurance Program FAQ’s
Can I apply for my insurance prior to receiving my registration confirmation?
Your registration number and registration expiry date are required at time of application.
If my registration with Physical Activity Australia lapses, is my insurance still current?
A requirement of the program is that you maintain your registration with Physical Activity Australia at all times for your insurance to remain valid.
Can I organise to have my insurance expiry coincide with my registration expiry date?
Yes, call JLT Sport toll free on 1300 130 373.
Do I need to have my own insurance?
If you are employed by a fitness centre, you may be covered under the centre’s insurance policy, however you should check with your employer. If you move between centres or freelance, i.e. conduct your own business, you are required to have your own insurance.
If I conduct my own business within a facility, offer training in an outdoor setting or train my clients at their private residence, does my insurance cover me?
Yes, you are covered regardless of where you conduct your business.
Can my employer contact JLT Sport and confirm I have cover?
To ensure the confidentiality of your information and to meet privacy standards and legislative requirements, JLT Sport is unable to release policy holder information without your formal consent.